Chapter 7 & Chapter 13 Eligibility

You may qualify to file for Chapter 7 or Chapter 13 bankruptcy if you are an individual or corporate debtor who has not voluntarily dismissed any relief cases sought by creditors within 180 days of your petition.

To file for Chapter 7 or Chapter 13 bankruptcy, you must:

  • Complete a credit counseling course within 180 days of filing for bankruptcy
  • File a bankruptcy petition and pay your filing fees
  • File a certificate of credit counseling
  • File a Statement of Intentions, if not included in your initial petition
  • Meet with your creditors
  • Perform your Statement of Intentions
  • Complete a financial management training course
  • File a Form 423

Filing bankruptcy cannot relieve the stress of any student loans, child support payments, restitution fees, criminal fines, alimony, or taxes. If you have other sources of financial stress bogging you down, you can discuss your financial options with our commercial and private bankruptcy attorneys.

Call today for your free, no-obligation bankruptcy case consultation with our bankruptcy law attorneys.